We arrange business loans right from Shopkeepers to Corporate Businessmen. Business loans help you expand your empire with minimal rate of interest without any collateral to pledge. Repay in single monthly Installments
Business Loan from 5 lakhs to 3 crores, we will help you to make your Business dreams come true.
Criteria | Self-employed |
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Age | Age 25 yrs - 65 yrs |
Annual Income | Net Profit after tax - Rs. 1,00,000 p.a |
Annual Turnover | As per latest financial - Rs 1 Crore |
Eligibility | Traders, Manufacturers, Retailers, Importers & Exporters, service providers, SSI unit and SME etc. |
Years in current Business/ profession | 3 Years |
Years in current residence | 1 Year |
1. Passport size colour photograph (applicant & co-applicant).
2. Photo Identity Proof: Any one of the following (applicant & co-applicant)
• All savings banks statements of the applicant [6 months - till date] Company
• All current a/c 's banks statements [6 months - till date, C C A/C, OD A/C]
1. Passport size colour photograph (applicant & co-applicant).
2. Photo Identity Proof: Any one of the following (applicant & co-applicant)
3. Company PAN card
4. Partnership Deed
5. Residence & Office Address Proof: Any One from the following:
6. Property Ownership Proof: Any One from the following:
7.Business Existence Proof: Vat Registration license Or Service Tax Registration License + GST Registration Certificate. (Minimum should be 3 years old)
8. GST Monthly 3B Returns. (Latest 6 months or 1 year to till date)
9. Income Proof: (IT returns complete set of latest 2 years along with 3CB & 3CD with Audit Report.)
10.Bank Statement:
11. C C A/C & OD A/C sanction letter
12. DETAILS OF ALL EXISTING LOANS: please submit sanction letter, Payment Track Record
1. Passport size colour photograph (applicant & co-applicant).
2. Photo Identity Proof: Any one of the following (applicant & co-applicant)
3.Company PAN card
4. Incorporation Certificate with MOA& AOA
5. Latest FORM 20B & shareholding Patterns
6. All appointed & retired Directors FORM 32
7. Residence & Office Address Proof: Any One from the following:
8. Property Ownership Proof: Any One from the following:
9. Business Existence Proof: Vat Registration license Or Service Tax Registration License + GST Registration certificate. (Minimum should be 3 years old)
10. GST Monthly 3B returns. (Latest 6 months or 1 year to till date)
11. Income Proof: Company IT returns & individual ITR of all directors, complete set of latest 2 years along with 3CA & 3CB and Annexure 'A' schedules required
12. Bank Statement:
13. C C A/C & OD A/C sanction letter
14. DETAILS OF ALL EXISTING LOANS: please submit sanction letter, Payment Track Record.
15. Visiting card.
We will help you to get an absolutely hassle free Personal Loans / unsecured loan anywhere in India, with minimum documentation you can now secure a loan for an amount up to Rs. 1 Crores Fulfill your personal dreams through Personal Loans. Our Loan Officers will guide you professionally with your loan documentation and CIBIL score management
Criteria | Salaried | Self-employed |
---|---|---|
Age | 23 yrs - 58 yrs | 25 yrs - 65 yrs |
Net Salary | Net annual income Rs. 2,00,000 p.a | Net Profit after tax - Rs. 2,50,000 р.а |
Eligibility | Employees of Public Ltd, cos., Private | Doctors, MBA's, Architects, CA's, Engineers, Traders, |
Ltd. cos. MNCs Or Government | Manufacturers, Retailers, Importers & Exporters | |
Years in current job/ profession | 1 Year | 3 Year |
Years in current residence | 1 Year | 3 Year |
DOCUMENTS (PRE SANCTION) | Salaried | Self-employed |
---|---|---|
Latest 6 months Bank Statement (where salary/income is credited) | YES | YES |
3 Latest salary slips | YES | NA |
Last 2 years ITR with computation of income / CA Certified Financials | NA | YES |
Proof of Turnover (Latest Sales / Service tax returns) | NA | YES |
Proof of Continuity current job (Form 16/Company appointment letter) | YES | NA |
Proof of Continuity current profession (IT Returns / Shop & Establishment/Sales Tax / Service Tax/SSI Certificates/ Import & Export Licence) | NA | YES |
Proof of Identity (any one)Passport/Driving License/ Voters ID/PAN card/ Photo Credit Card / Employee ID card | YES | YES |
Proof of Residence (any one) Ration Card/Utility bill / LIC Policy Receipt | NA | YES |
Proof of Office (any one) Lease deed / Utility bill/Municipal Tax receipt/title deed | NA | YES |
Proof of Qualification Highest Degree (for Professionals / Govt employees | YES | YES |
Residence / office ownership proof (Anyone), electricity bill, share certificate with telephone bill, sale / purchase deed, property tax receipt, pagdi agreement (if pagdi) | YES | YES |
If Pvt. Ltd. Firm-MOA & AOA, ROC, Annual returns, auditor's report & Director's report, share holding pattern, 3CB & 3CD | NA | YES |
If partnership Firm - Partnership Deed | NA | YES |
Are you ready to own your dream house. We help you get cheapest home loans in Bangalore from various nationalised and private sector banks. Home Loan rate of interest starts from 8.25%.
We provide Home Loans/Housing Loan in anywhere in India, with unbeatable benefits to ensure that you get the best deal without any hassles. Home Loans are the best option you can go for to finance a home.
Loan Against Property is the perfect way to unfold the hidden value of your property. This loan, can help you to fully benefit from life's little surprises you may have earlier passed over due to lack of capital.
Make your dreams come true with loan against Property! What's more you can imagine? this loan is available at a reasonable rate and can be repaid comfortably over as many as 15 years. Loan against Property can be used for any purpose
Loan Overdraft against Property is a flexible product offering that allows you a combination of a Term Loan and Overdraft facility against residential or commercial property. This product is useful for professionals, Sole Proprietors, Proprietorship Firms, Partnership Firms or a Private Limited Company with an annual turnover in the range of INR 90 lakhs to INR 500 crores,